RN & Healthcare Professional- Remote Life Insurance Agent

Take Your Passion for Helping People Beyond Healthcare

Empire Legacy offers healthcare professionals a way to use the skills they've built in patient care, educating, listening, and advocating for others, to help families make informed decisions about life insurance and financial protection.

As a Remote Life Insurance Agent and Financial Educator, you'll meet virtually with clients, help them understand their financial protection needs, walk them through their life insurance options, and guide qualified clients through the application process.

This is not a nursing, clinical, or patient-care position. It's a remote, commission-based financial services opportunity for healthcare professionals looking to build an additional income stream or transition into a new career.

Our mission: Inspire Families to Dream Again

Why Healthcare Professionals Excel in This Role

The skills you already use every day translate directly:

• Educating people on important, sometimes unfamiliar topics
• Listening carefully and asking thoughtful questions
• Building trust with individuals and families
• Communicating with empathy, patience, and professionalism
• Following detailed procedures and documentation requirements
• Helping people make informed decisions during important moments

No prior financial services experience required. An active life insurance license is preferred but not required at the time of application.

What You'll Do

• Meet virtually with prospective clients by phone or video conference
• Ask questions to understand each client's financial protection needs, goals, budget, and eligibility
• Educate individuals and families on life insurance and related financial concepts
• Explain available coverage options clearly and accurately
• Help clients explore strategies to protect income, prepare for the unexpected, and support long-term financial goals
• Present suitable insurance options based on client needs, carrier guidelines, state availability, and product eligibility
• Assist clients with completing life insurance applications
• Follow up on outstanding information, underwriting requirements, and application status
• Maintain accurate records of client conversations and follow-up activity
• Develop prospective business through referrals, networking, community outreach, and approved lead programs
• Complete required licensing, carrier, compliance, product, and professional-development training
• Follow applicable insurance regulations, carrier requirements, and company compliance procedures

Healthcare Backgrounds We Welcome

• Registered Nurse
• Nurse Practitioner
• Physician Assistant
• Licensed Vocational or Practical Nurse
• Certified Nursing Assistant
• Medical Assistant
• Respiratory Therapist
• Pharmacist or Pharmacy Technician
• Physical or Occupational Therapy Professional
• Healthcare Administrator
• Patient Care Coordinator
• Medical Sales or Healthcare Customer Service Professional
• Other patient-facing or healthcare-related professional

Qualifications

• Must be at least 18 years old
• Must be legally authorized to work or operate as an independent contractor in the United States
• Healthcare, patient-care, education, customer-service, or medical-industry experience preferred
• Strong communication, listening, teaching, and relationship-building skills
• Comfortable discussing sensitive financial and family-protection topics professionally
• Able to work independently and manage a flexible remote schedule
• Willing to participate in training and professional development
• Comfortable conducting appointments by phone and video conference
• Reliable computer, phone, and internet connection required
• Professional proficiency in English required
• Bilingual proficiency (Spanish, Tagalog, Mandarin, Cantonese, or another language) preferred but not required

Licensing Requirements

A valid state life insurance license is required before an agent may solicit, recommend, negotiate, or sell insurance products.

Candidates who are not currently licensed may receive guidance on their state's prelicensing education, examination, background-check, and licensing requirements. Requirements and associated costs vary by state.

Completing licensing requirements does not guarantee contracting or appointment with Summit Legacy Financial or any insurance carrier. Contracting and carrier appointments are subject to licensing status, background review, state availability, carrier approval, and other applicable eligibility requirements.

Independent Contractor Support

Independent contractors may receive access to:

• Virtual insurance-product and sales training
• Professional mentorship and coaching
• Application and administrative-process support
• Multiple insurance carriers, subject to approval
• Virtual team meetings and professional-development sessions
• Prospecting resources and approved lead programs when available
• A community of professionals focused on service, education, and personal growth

Lead availability is not guaranteed and may depend on licensing, state, carrier eligibility, market conditions, participation, and business needs.

Compensation Disclosure

This is a 1099 independent contractor, commission-only opportunity.

There is no hourly wage, base salary, guaranteed income, guaranteed number of clients, guaranteed sales volume, or guaranteed minimum compensation. This role does not include traditional employee benefits such as employer-paid health insurance, paid time off, or a retirement plan.

Compensation is earned through eligible insurance sales. Actual earnings vary based on licensing, carrier appointments, client activity, completed sales, product eligibility, persistency, individual performance, and other factors.

Independent contractors are responsible for managing their own schedules, business activities, applicable taxes, licensing obligations, and ordinary business expenses.

Build a New Path While Continuing to Make an Impact

Your healthcare experience has already taught you how to educate, advocate, and care for others. This opportunity lets you apply those strengths in a new way — helping families protect their income, loved ones, and financial future.

Join Summit Legacy Financial in our mission: Inspiring Families to Dream Again

Summit Legacy Financial provides equal consideration to qualified applicants without regard to race, color, religion, sex, pregnancy, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable law.

Benefits:

• Flexible schedule
• Work from home

Application Questions

• Are you comfortable working as a 1099 independent contractor in a commission-only position with no guaranteed salary or benefits?
• Briefly describe your experience in healthcare, sales, customer service, education, or working directly with patients or families.
• Do you speak another language professionally? If yes, which language?
• What interests you in looking for an opportunity outside of healthcare?

Work Location: Remote

Pay: $70,356.00 - $95,978.00 per year

Benefits:

• Dental insurance
• Flexible schedule
• Health insurance
• Work from home

Application Question(s):

• This is a 1099 independent contractor opportunity with flexible earning potential. Compensation details vary by licensing, production, and carrier guidelines, and will be discussed during the initial phone screening. Are you open to learning more about this type of income structure?
• In 2-3 sentences, tell us why you are interested in the insurance industry and how this opportunity aligns with your personal or professional goals.

Work Location: Remote